Argument: Non-profit co-ops have lower administrative costs and premiums

Issue Report: Health insurance cooperatives


Sanjay Gupta: “If you look at the co-op across the board they have a couple of things going for them. They are not for profit, for example. They have low administration fees, overhead fees. As a result they may be able to have lower premiums”.[1]

William Oemichen, president and CEO of the Cooperative Network, a cooperative trade association in Minnesota and Wisconsin – the two states with the most cooperatives in the country: “The large majority of [health insurance co-op] members report paying the same or significantly less than the insurance before. […] This can be replicated on a national basis.”[2]